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Somebody used my name and address to take out a payday loan, however they made a tiny mistake with my details. payday loan STILL gave them the loan and then wanted ME to pay it back.
LOL
I had to contact the FSA to get them off my back.
LISTEN PEOPLE – STAY THE HELL AWAY FROM PAYDAY LOANS. THEY THRIVE ON OTHER PEOPLES SUFFERING. FACT.
I'd ask family or friends before I'd pay the outrageous fees those places want.
Have you considered evaluating the junk in the garage or your closets that you could put up on Craigslist.org and sell to raise cash you won't have to pay interest on?
I don't know about in the UK but in the US those payday loan places charge 99% interest on the loan. You'd be better off trying to borrow money from your parents or friends or something.
Remember, Payday loans pop up around colleges, universities and army bases where those living on minimal incomes and leveraged debt can be taken advantage of. You would LITERALLY be better going with the Mob. I’ve never heard of even the Hells Angels charging more than 70% interest. So, lesson, organized crime syndicates are more honest than Payday loans.
Check with your old bank, they can tell you who the payments went to. Then try to get in touch with the lender and save copies of everything you send and recieve. You might need that stuff to prove to the credit bureau that you mad a sincere attempt to pay the loan.
The general requirements for a payday loan are easy to meet. There are no credit checks. You just need to meet the following requirements:
Mainly you should have a job or other source of regular income.
You should make at least $1000 per month.
Be a US citizen and at least 18 years of age.
Have an active bank account.
It is very quick process. You will receive an approval decision within a few minutes after submitting your application. The money will be deposited on the next business day.
No you cant go to jail, but it will screw up your credit and they can take you to court, which means additional fines and court cost for you.
Payday loans are much easier to get and in less time than other loans. After applying for a payday loan online, you will get a telephone call from the payday lender. After completing the small formalities, the cash advance will be credited to your checking account.
if you are looking for the best and fastest loan website, check out this site
http://Best-Payday-Loans-USA.com/
Here you can get the best rates available for you just in one hour
I wouldn't do this. Why spend unnecessary? You are betting on receiving something that has yet to come. What would happen if something goes wrong for you? This is like writing a check and not having enough money in your account to cover it.
borrowing is evil
stay away from payday loans.
Payday loans are uncomplicated and trouble-free. A borrower only has to secure an application at any lending company and get approved.
On the payday, the borrower may repay the loan by:
Having a direct debit already set in place.
Pay it cash at the bank into the lenders account.
Paying the debt in BPAY or EFT
Payday loans are easy to avail and are helpful during our financial shortage. And like any other kinds of loan, we just need to be responsible borrowers. You don’t risk having bad credit reflected on our credit history and on lending companies lists.
I think it makes more sense to teach Personal Finances rather than Geometry/Calc/higher level math, as most people would benefit much more from learning about interest rates, savings accounts, Roth IRAs, credit cards, mortgages, etc.
Payday advance companies will always exist as long as the market proves there is a need for it. There is a need primarily because children aren't educated in how to manage their income versus their expenses.
With ~some~ (substantial) editing, this COULD be one of your VISA sponsored series, or support for whatever political entity wanted to oppose payday loans in their state or city.