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I Went from Paying $600 a month for Car Insurance to only $111 a month!

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As there are 100 fatalities a year in the UK and car insurance claims continuing on the rise, drivers can take all the necessary steps they can keep premiums in check. One way is by implementing more road safety measures.

In those regards, Vispack has launched a new road safety pack that can help lower the number of car insurance claims. It is known as “The Driver’s Hub” and it includes five high visibility reflective vests that should be worn in the event of an accident, as well as essential information such as emergency contact numbers.

Would this be a good investment? Probably, but you can still modify your vehicle with alarms and other anti-theft devices to earn discounts. Although Vispac’s high visibility jackets are highly recommended because those who are stuck at the side of the road following a breakdown or accident are highly vulnerable.

Road safety tips

Should an accident occur, no matter what, always stay aware of your surroundings, of where you are. A specific street name can help the towing company reach you faster. If you carry a road map, you can explain where you are exactly. Keep coins with you so you can call someone if your mobile phone can’t get service.

Equipment elements such as a red warning triangle come in handy if your car stops in the middle of traffic. Put it around 50 steps behind the vehicle to warn other drivers. Make sure you carry a lantern; and also a warm blanket, clothes, some chocolate and water, if you get stuck in cold conditions.

In the case of a crash or collision, you need to stay calm above all. Deal with any injuries and collaborate to keep the police informed. Also, keep a notebook and pen in the car so you can pin down the details of any other drivers involved in the incident. Their name, address and registration. A camera can help you take pictures of the scene, or you can draw a road map showing the positions of the vehicle. That way the car insurance claim can run more smoothly and could grant you rewards from your car insurance provider.

Many insurers now offer accident assistance as part of their coverage plan. You can find features such as onward travel, emergency accommodation and even home starts if you shop around. Also some insurance companies can also offer a courtesy car if your vehicle being repaired in the long term or stolen.

Other companies even offer mobile phone locator services through the GPS system, so the accident assistants can tell your exact location. It’s all a matter of researching the best deals through a comparison website.